AM Best A+ — Superior

Great American Collectibles Insurance

The market leader for authenticated collectibles — stamps, coins, sports cards, comics, and memorabilia.

About Great American

The Definitive Specialist for Hobby Collectibles

Great American Insurance Group's Collectibles division occupies a unique position in the specialty insurance market: it is widely recognized as the definitive market leader for hobby collectibles. While other carriers treat collectibles as a secondary category subordinate to fine art or jewelry, Great American has built its program as a standalone specialty with underwriters who possess genuine expertise in the categories they insure. The program covers stamps, coins, paper money, sports cards, trading cards, comics, toys, sports memorabilia, and closely related categories — and the underwriting team understands the market mechanics of each.

The division's expertise in authenticated and graded items is a genuine differentiator that matters in practice. For a collector whose PSA 10 Mickey Mantle rookie card is valued at $400,000, the difference between an insurer whose claims adjuster understands what PSA 10 means in the market and one who does not is the difference between a fair settlement and a protracted dispute. Great American's underwriters and claims professionals work within the grading ecosystems for coins (NGC, PCGS), comics (CGC, CBCS), and cards (PSA, BGS, SGC) — understanding that the grade and the encapsulation are themselves part of what is being insured.

Great American also covers the collecting experience beyond the home. Coverage extends to conventions, shows, and events where collectors bring items to display, sell, or evaluate; transit to and from those events; and storage at approved third-party facilities. For active participants in the collector hobby community — whether attending a National Coin Show, a National Sports Collectors Convention, or a regional card show — this event-inclusive approach to coverage is not optional; it is where a meaningful portion of their risk actually lives.

What They Insure

Great American's Collection Specialties

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Stamps & Philately

One of the world's few genuine specialist insurers for philatelic collections. Per-item and blanket programs for mint and used stamps, covers, postal history, and complete collections.

🪙

Coins & Currency

Numismatic collections including graded (NGC, PCGS) and raw coins, paper money, tokens, and medals. High per-item limits for individually significant specimens.

🃏

Sports Cards & Trading Cards

Agreed value per card for graded (PSA, BGS, SGC) and ungraded cards. Understands the premium that grading creates and insures accordingly — not just the raw card value.

📚

Comics & Graphic Novels

CGC and CBCS graded comics, ungraded key issues, and runs of significant titles. Agreed value per book for high-grade copies and first appearances.

🏆

Sports Memorabilia

Authenticated jerseys, game-used equipment, signed items, and display pieces. Letter-of-authenticity and third-party authentication documentation supported.

🎮

Toys & Games

Vintage toys, action figures, sealed video games, and related collectibles. Per-item and blanket programs available for collections of any composition.

Policy Details

Key Policy Features

What makes Great American's collectibles coverage stand apart from generalist alternatives.

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Grading-Aware Underwriting

Underwriters understand the value implications of professional grading — a PSA 10 and a PSA 8 of the same card are fundamentally different items at fundamentally different values.

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Per-Item Agreed Value

Individual high-value items scheduled at specific agreed values — essential for a $500,000 graded card or a key-issue comic in top grade.

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Convention & Show Coverage

Items in transit to events and at collector conventions and shows are covered — the hobby experience itself is included, not just items at home.

📦

Transit Covered

All-risk transit for items being shipped to buyers, grading services, auction houses, consignment partners, or shows.

Authentication Documentation

Policy documentation accommodates grading certificates, authentication letters, and population report data as the basis for agreed values.

💰

High Per-Item Limits

Limits available for individual high-value collectibles that far exceed the maximum a homeowners personal articles floater can provide.

Fit

Is Great American Right for Your Collection?

Understanding where Great American excels — and where another carrier may serve you better.

Ideal Collector Profile

  • Serious collectors of stamps, coins, sports cards, comics, or memorabilia
  • Those with authenticated and graded items requiring grading-aware coverage
  • Collectors who attend shows and conventions regularly
  • Those whose per-item values exceed homeowners rider capacity
  • Active buyers and sellers who ship items frequently

May Not Be the Best Fit

  • Fine art collectors (paintings, sculpture) — Great American's strength is hobby collectibles
  • Jewelry and watch collectors — other specialists better suited
  • Those seeking a bundled homeowners + collections product

BestArt's Access to Great American Collectibles

BestArt Insurance places hobby collectibles business with Great American's Collectibles division for clients who have outgrown standard personal articles floaters and need genuine specialist coverage. We know how to document graded collections for submission — grading certificates, population report data, recent comparable sales — in a way that Great American's specialist underwriters can evaluate and bind quickly at appropriate values. For collectors with mixed categories (sports cards alongside coins, or stamps alongside memorabilia), we structure submissions that capture the full picture of the collection rather than treating each category in isolation.

A serious collector deserves serious coverage.

Get Great American Collectibles Coverage

We'll match your collection with the specialist carrier built for exactly what you collect.

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