Art Insurance Carriers We Shop

Global leader in personal collections insurance. Markel's Fine Art & Jewelry division writes blanket and scheduled coverage for paintings, sculpture, jewelry, wine, coins, and more. Known for broad appetite, fast underwriting, and strong relationships with the collector community.

Chubb Masterpiece® is one of the most comprehensive agreed-value homeowners and collections policies available for high-net-worth collectors. Strong claims reputation with no depreciation applied at loss — the scheduled value is the settled amount.

AIG Private Client Group writes tailored agreed-value policies for fine art, jewelry, wine, and personal collections. Global transit coverage is included, new acquisitions are auto-covered, and policy language specifically addresses museum-quality conservation and restoration.

Member-owned specialty insurer focused exclusively on high-net-worth personal lines. PURE's collections coverage is widely recognized for agreed value, zero-deductible options, and transparent, low-friction claims handling that treats collectors as partners.

Berkley One is a specialty personal lines insurer backed by W.R. Berkley with a strong appetite for art and jewelry. Particularly competitive for collectors holding mixed portfolios of fine art and personal articles across multiple locations.

Philadelphia's personal collections program offers scheduled and blanket agreed-value coverage for fine art, antiques, jewelry, and wine. A strong admitted market presence across most states, with competitive rates for established collections.

Great American's Collectibles Insurance division specializes in stamps, coins, sports memorabilia, comics, and trading cards — with agreed-value programs tailored to individual collector needs and competitive per-item limits for high-value pieces.

A highly rated carrier with broad personal lines appetite and competitive fine art and jewelry programs. Cincinnati Financial is particularly strong in the Midwest and Southeast, with a reputation for relationship-driven service.

Hanover Platinum® offers agreed-value personal collections coverage for fine art, jewelry, wine, and antiques. Designed for established high-net-worth collectors who want a single-source solution for their personal lines and collections needs.

RLI's collectibles program covers coins, stamps, sports cards, comics, toys, and memorabilia — ideal for serious collectors with high per-item values who have outgrown a standard homeowners rider and need standalone agreed-value coverage.

Tokio Marine HCC writes specialist personal articles floaters and fine art policies with worldwide agreed-value coverage. Backed by one of the world's largest insurance groups, with exceptional financial strength and global claims infrastructure.

Intact specialty provides agreed-value fine art and personal collections policies for high-value risks, with particular strength in antiques, decorative arts, and mixed collections spanning multiple media and periods.